Buying a home may be the most important investment you will ever make. It is important to have a professional Realtor® guide you through the process. I will be there every step of the way to aid you in finding the ideal home, and negotiating the price and terms that are most beneficial to you. Let me put my knowledge and experience to work for you so you can Enjoy Your Move!

Why Use an Agent?

A home is one of the biggest  purchases that you will make in your lifetime. It can also be a confusing and time consuming experience. That's why it's important to enlist the services of someone who can help guide you through your purchase - a Realtor®.  As a real estate professional, I understand the market, know exactly what is available and can match your needs and budget to your new home efficiently and effectively.

Explaining the Process

I will not take it for granted that you know all the in's and out's of the buying/selling process.  Instead, I will provide you with a full explanation of what to expect each step of the way in the home buying process. That's important so you're not faced with any surprises along the way.  Everything from the amount of mortgage financing you can qualify for, to closing costs will be discussed with you.

Assessing Your Needs

One of the first questions I will ask is "Why are you moving?" I will also explore any time constraints you might have (perhaps imposed by the need to relocate for employment), your financial situation and any future plans.

A Plan to Find your Dream Home

I will help you identify what you want in your new residence. A pool? A garage? An extra room? A particular model of home? What about the neighbourhood? Proximity to schools and work? I will compare your needs, wants and budget with what is available on the market and make recommendations that save you time and effort. I will also take you to view houses and help you assess their suitability and price. I can provide facts on the neighbourhoods, the cost of heating, the condition of the furnace and so on. In other words, I will work with you to achieve your "dream" and have you enjoy the process every step of the way.

Access to Properties for Sale

Multiple Listing Service or MLS® is an exclusive service accessible only through a REALTOR® and it can be a valuable tool. Through MLS®, the details of a wide variety of listed properties are made available to me. That can save you a tremendous amount of time and effort in your hunt for the right home. Read “Your home search made easy!” for details on how I can save you valuable time searching for a home.

Knowledge of Financing Options

I have extensive knowledge of the financing choices available to home buyers and there are many of them. At your request, I will assist in evaluating mortgage options and obtaining financing for you at the most attractive prevailing rates and terms. I work with a key group of professionals that can provide you further details.

A Skilled Negotiator

I am an experienced negotiator and work hard on your behalf to get you the best price for the property you wish to purchase. I will assist in negotiating an offer, acting as a mediator to head off potential conflicts between you and the seller, and draw up a legally binding agreement.

Closing the Deal

Closing is the point at which ownership and usually possession of the property is transferred from the Seller to you. It takes place after the parties involved agree that all legal and financial obligations have been met. Your lawyer and I will do much of the work, and I will assist you as the process unfolds including:

• Making sure a copy of the signed Agreement of Purchase and Sale is sent to your lawyer right away. Your lawyer needs to see any conditions that exist, and the date you and the Seller have agreed to close. The lawyer will ask you how you (and others involved in the purchase) want to be registered on the title to the property.
• Immediately begin satisfying any of the conditions of the agreement that require your action. These have definite dates attached to them and if you miss one you may have to arrange an extension or possibly risk losing the entire deal. As each condition is met, the I will fill out a waiver form for signatures. Note that most lawyers won’t be doing many of the tasks they need to do for closing until the conditions are waived.
• Upon your direction and after the conditions have been met, I send all documents to your lawyer who will begin searching title to the property. This is an exercise of going back through government records to ensure a clear title that is transferable. Electronic registration and title insurance have significantly changed the way titles on properties are transferred.
• If you decide to have the home inspected, I ensure your offer contains a condition that the property passes inspection.
• Giving you a list of phone contact numbers for local utilities (hydro, gas, water) so you can contact the utilities and telephone and cable companies well in advance to arrange for services in your name.
• Reminding you well before closing to contact your insurance agent to arrange homeowner’s insurance coverage to become effective on the date of closing. 

I have the education and expertise to help turn your dreams into reality so you can Enjoy Your Move!